Stated Income Loans

Stated income loans are primarily focused for borrowers who are self-employed or customers with a wide variety of credit histories. These are beneficial to real estate investors who have more than one property and qualify on good FICO scores, good financial reserves and stable profits and losses (P&L) statements.

Stated Income Loan Benefits

Stated Income Loans benefit many individuals including:

  • No 1040 Tax Return, No W-2s
    • Bank Statement Loans
      • Use Average Deposits as income
      • P&L’s Only Loans
        • No Bank Statements
        • Just a Business profit and loss statement
  • 500+ FICO
  • Interest-Only Available
  • Self Employed Borrowers
  • Non Self-Employed Co-Borrowers Allowed
  • Self Employed Income Not Verified
  • Loan Amounts up to $3 million

Additional benefits include:

  • 5/1 and 7/1 ARM Fixed with No Pre-Payment Penalty
  • Primary Residence – Purchase, Rate and Term and Cash Out Refinance
  • Second home or Investment Properties – Purchase – Rate & Term
THIS IS NOT HARD MONEY – Rates Are As Low As 4.25% APR!!
To learn more about our stated income mortgage, please fill out the Quick Quote form to the right or give us a call at 877-711-0004 and let one of our licensed loan professionals guide you through the process.
Discover the Difference with First Liberty Funding Corporation

Our team specializes in finding you solutions above and beyond the usual recommendation you can obtain at a bank or other mortgage companies. If you have a difficult situation that needs time, work, effort and ingenuity, well you have come to the right place! Our team combines their mortgage and finance knowledge with their extensive knowledge of real estate and real estate investments to provide you with an array of specialized solutions that you can benefit from. We will leave no stone un-turned in order to provide you with your mortgage needs.

Our team is available to you long hours and on weekends to make sure all of your questions are answered promptly and your needs met accordingly. This is especially helpful if you need a pre-approval for an offer on a home on the weekend! You can count on us to be there and to provide you with immediate service!